Health coverage for your family: Dependants

If your family members are moving with you to Canada and are eligible dependants, you must enrol them in the University Health Insurance Plan (UHIP) within 30 days after the date they became eligible for UHIP. UHIP is mandatory for all dependants (spouse and children).

Late enrolment

If you enrol your dependants more than 30 days after the date that they became eligible for UHIP (usually the date they arrive in Canada), you’ll be billed a late enrolment fee. This fee is currently 500 CAD. You’ll also be charged the premiums for your eligible dependants retroactive to the applicable date as listed below:

  • If you’re a student: the first day of the month in which your study period began.
  • The date you and your dependants arrived in Canada and became eligible for UHIP.
  • If you are employed by the University: the date your employment began. 

Premiums

Premiums for dependants are the same as those for students (UHIP members). If a student has coverage under the Ontario Health Insurance Plan (OHIP) or another provincial or territorial health insurance plan but the dependants are not covered under that plan, the premiums for mandatory coverage for the dependants are the same, as indicated in the paragraph above.

Premiums for dependants are calculated as shown below:

UHIP Premiums for 2024-2025

These are the rates for September 1, 2024, to August 31, 2025:

Start date for your coursesMemberMember plus one DependantMember plus two or more Dependants
September 2024$756$1,512$2,268
January 2025$504$1,008$1,512
May 2025$252$504$756

Note: These figures are in Canadian dollars and include taxes.

UHIP premiums for dependants in subsequent years will be billed annually at the rate in effect and will appear on your statement. Premiums are calculated up to and including the last day of the term during which your coverage ends (December 31st for fall, April 30th for winter, and August 31st for spring–summer).

The annual premium covers all three terms. You can’t remove coverage for a term or part of a term. 

Dependants are eligible only if the student has participated in the UHIP program within the last five years.  

Dependants’ UHIP coverage start and end dates

Effective date of coverage

If the student and their dependants arrive in Canada on the same day, dependant UHIP coverage starts on the same day as the student’s UHIP coverage. If the dependants arrive at a later date, such as during the student’s studies, the dependant’s UHIP coverage will start on the date of the dependant’s arrival.

End date of coverage

Coverage for dependants ends on the same day the student’s coverage ends, even if a dependant leaves Canada prior to this date.

Dependants’ UHIP coverage ends on the last day of the last month of the student’s final term. Dependants must have private insurance coverage that begins once UHIP coverage ends.

Note: Neither students nor dependants will receive notice that coverage is ending.

Learn more about UHIP family coverage. 

Learn more

Health insurance overview
Coverage card
Frequently asked questions

Contact us

InfoService

InfoService
Tabaret Hall
550 Cumberland Street, Room 129
Ottawa ON K1N 6N5
Canada
Email: [email protected]

Hours of operation

September 1 to May 31: 
Monday to Friday: 9 a.m. to 4:30 p.m.

June 1 to August 31:
Monday to Friday: 9 a.m. to 3:30 p.m.

Please note that the University of Ottawa offices are closed during statutory holidays and during the winter break. Visit the Important academic dates and deadlines page for more information.